미국 신용 등급 - S&P, Moody's, Fitch

미국 신용 등급

미국 신용 등급은 미국의 신용도를 나타내는 등급입니다. 신용 등급은 S&P, Moody's, Fitch 등 3대 신용평가사가 부여합니다. 신용 등급은 AAA가 가장 높고 D가 가장 낮습니다. AAA는 매우 우량한 신용도를 나타내며, D는 부도 가능성이 매우 높은 신용도를 나타냅니다.

미국 신용 등급의 역사

미국 신용 등급은 1917년 S&P가 처음으로 부여했습니다. Moody's는 1924년, Fitch는 1926년에 미국 신용 등급을 부여하기 시작했습니다. 미국 신용 등급은 세계에서 가장 영향력 있는 신용 등급으로, 미국 정부의 채권 발행에 큰 영향을 미칩니다.

미국 신용 등급의 요인

미국 신용 등급은 다음과 같은 요인에 의해 결정됩니다.

*미국 정부의 재정 건전성
*미국 정부의 경제 정책
*미국 정부의 정치적 안정성
*미국 정부의 법치
*미국 정부의 인플레이션
*미국 정부의 금리
*미국 신용 등급의 영향

미국 신용 등급은 미국 정부의 채권 발행에 큰 영향을 미칩니다. 신용 등급이 높을수록 미국 정부는 낮은 금리로 채권을 발행할 수 있습니다. 반대로 신용 등급이 낮을수록 미국 정부는 높은 금리로 채권을 발행해야 합니다.

미국 신용 등급의 전망

미국 신용 등급은 최근 몇 년 동안 하락세를 보이고 있습니다. 이는 미국 정부의 재정 건전성이 악화되고, 인플레이션이 상승하고 있기 때문입니다. 미국 신용 등급이 계속 하락한다면, 미국 정부는 더 높은 금리로 채권을 발행해야 하며, 이는 미국 경제에 부담이 될 것입니다.

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S&P, Moody's, Fitch에 대한 역사 및 주요 특징

S&P, Moody's, Fitch는 세계에서 가장 큰 신용평가사로, 미국, 유럽, 아시아 등 전 세계에 지사를 두고 있습니다. 이들은 기업, 정부, 금융기관 등 다양한 대상에 대한 신용 등급을 부여하고 있으며, 이러한 신용 등급은 투자 결정에 중요한 역할을 합니다.

S&P
-역사: 1860년 미국 뉴욕에서 설립된 신용평가사
-주요 특징: 세계에서 가장 큰 신용평가사 중 하나로, 미국, 유럽, 아시아 등 전 세계에 지사를 두고 있습니다.
-신용 등급: AAA, AA, A, BBB, BB, B, CCC, CC, C, D
https://www.spglobal.com/

S&P Global Homepage | S&P Global

 

Moody's
-역사: 1909년 미국 뉴욕에서 설립된 신용평가사
-주요 특징: 세계에서 두 번째로 큰 신용평가사 중 하나로, 미국, 유럽, 아시아 등 전 세계에 지사를 두고 있습니다.
-신용 등급: Aaa, Aa, A, Baa, Ba, B, Caa, Ca, C
https://www.moodys.com/

Moody's - credit ratings, research, and data for global capital markets

 

Fitch
-역사: 1914년 미국 뉴욕에서 설립된 신용평가사
-주요 특징: 세계에서 세 번째로 큰 신용평가사 중 하나로, 미국, 유럽, 아시아 등 전 세계에 지사를 두고 있습니다.
-신용 등급: AAA, AA, A, BBB, BB, B, CCC, CC, C, D

https://www.fitchratings.com/

U.S. credit rating

The U.S. credit rating is a rating that represents U.S. creditworthiness. Credit ratings are given by three major credit rating agencies: S&P, Moody's, and Fitch. AAA has the highest credit rating and D has the lowest credit rating. AAA represents a very good credit rating, and D represents a very high probability of bankruptcy.

 

History of American Credit Rating

The U.S. credit rating was first given by S&P in 1917. Moody's began granting U.S. credit ratings in 1924 and Fitch in 1926. The U.S. credit rating is the most influential credit rating in the world, which has a significant impact on the U.S. government's bond issuance.

Factors in U.S. Credit Rating

US credit ratings are determined by the following factors.

*The financial health of the U.S. government
*The U.S. government's economic policy
*The political stability of the U.S. government
*The rule of law of the United States government
*U.S. government inflation
*U.S. government interest rates
*The Impact of U.S. Credit Rating

The U.S. credit rating has a huge impact on the U.S. government's bond issuance. The higher the credit rating, the lower the interest rate the U.S. government can issue bonds. Conversely, the lower the credit rating, the higher the interest rate the U.S. government has to issue bonds.

outlook for U.S. credit ratings

U.S. credit ratings have been on the decline in recent years. This is because the U.S. government's fiscal health is deteriorating, and inflation is rising. If U.S. credit ratings continue to fall, the U.S. government will have to issue bonds at higher interest rates, which will weigh on the U.S. economy.

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History and key features of S&P, Moody's, and Fitch

S&P
History: a credit rating agency founded in New York, USA in 1860
Key Features: One of the world's largest rating agencies, it has offices worldwide, including in the United States, Europe, and Asia.

Moody's
History: Credit rating agency founded in 1909 in New York, U.S
Key Features: It is one of the world's second-largest rating agencies, with offices around the world, including in the United States, Europe, and Asia.

Fitch
History: Credit rating agency founded in New York, USA in 1914
Key Features: It is one of the world's third-largest rating agencies, with offices around the world, including the United States, Europe, and Asia.

 

S&P, Moody's, and Fitch are the world's largest rating agencies, with offices in the United States, Europe, Asia, and more. They give credit ratings to various targets, including businesses, governments, and financial institutions, which play an important role in investment decisions.